Think credit cards are just another method of payment? They can, in fact, influence how you spend and how much you spend in ways you aren't aware of. This book uncovers those ways, brings to light the psychological effect of credit cards, and why it may be all too easy to fall into debts despite your best intentions.
Carol draws from a wide range of published research studies and books on neuroscience, behavioural finance, financial psychology and human behaviour and attitudes, as well as her own research project on credit card use, 'Malaysia Perspective: Credit Card Mismanagement Attitude' to give you the insights.
Learn how your brain functions when it makes decisions about spending money and using credit cards. Seek out those 'ah-hah!' moments where understanding dawns. Once you understand the problems, you can learn how to bypass the natural instinct that goes against your financial well being.